What We Collect and Why We Hold It
When you open an account with us, we collect your name, email address, mobile number and any payment identifiers linked to UPI, Paytm or PhonePe transactions. We also log device identifiers and session activity to detect unauthorised access. This data is held on servers with encryption
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at rest and in transit. We do not sell your personal data to third parties. We share it only with payment processors, identity verification services and regulatory bodies where local law requires disclosure. Retention periods vary: account data is kept for the duration your account remains
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open plus any period required by applicable Indian law. Where local law permits, you may request a full export or deletion of your personal data by contacting our privacy team directly. Eligibility to use t1x depends on local law and is available where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.